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HHS Releases Final Rules Protecting Consumers Purchasing Short-Term Health Plans

The Departments of Health and Human Services, Labor and the Treasury have released the Short-Term, Limited- Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage, or “Junk Insurance,” final rules. Short-term, limited-duration insurance (STLDI) is a type of health insurance that is typically designed to fill temporary gaps in coverage when an individual is transitioning from one source of coverage to another.